401K at work, 403-B

Your pre-tax savings has a silent partner. Your partner is the IRS. The tax on your savings will be deducted in the year you withdraw it. The tax rate will be defined in the year you make your withdrawal. You spent a working career concerned about the rate of return. Does this not raise questions?

“The strategy to reduce or avoid the uncle Sam’s part is of major importance for your hard earned savings. Rate of return is still key however if “giving away” your hard earned money (tax) can be reduced or avoided to such an extend that rate of return can be a great gift, it is truly something to look into. Strategies with an emphases on conservative or guaranteed return is what Hines Financial Group brings to the table.”